Banking • Secure
Your money, guarded and growing.
Open in 2 minutes. 256-bit TLS, biometric sign-in, instant fraud alerts. Earn while your balance rests.
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Core Banking Capabilities
Cards, payments, savings and insights — engineered to work as one.
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Core Banking Powers
Cards
Freeze/unfreeze instantly. Virtual cards with one-tap controls.
Why Horizon
Everything you need — without the noise
Fast onboarding, clean controls, and helpful automation.
Security that stays out of the way
Biometric step-up, device binding, and behavioral risk scoring. No friction unless risk spikes.
- Inline fraud checks (< 50ms)
- Card-present / CNP anomaly detection
- One-tap approve/deny on push
Cards that obey
Freeze, set limits, and spin disposable virtual cards for trials or one-off purchases.
- Per-merchant/category rules
- Subs auto-renew guardrails
- Country & channel controls
Clarity on spend
Live categories, trends, burn-rate, and safe-to-spend. Export CSV/PDF in a tap.
- Merchant logos & locations
- Goal-aware nudges (not spam)
- Weekly digest that actually helps
Instant transfers
Smart-routed domestic payments land in ~0.2 s.
Smart vaults
Round-ups, salary skim, and targets with progress rings.
Transparent FX
Live rate and fee shown upfront. No surprises.
What users say
Balances update instantly. It feels alive.
Insights helped me save $300 in a month.
Transfers to the US & UK are smooth.
Cards glow and freeze in one tap.
Join 2 million users redefining money
Cyan accent. Calm and confident. No clutter.